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一个俄罗斯商人走进日内瓦的一家瑞士银行申请100美元的贷款。他以一辆豪华的梅赛德斯一奔驰车作为担保。这辆奔驰车非常棒,所以银行经理批准了贷款。一年后，俄罗斯 商人回来了。他偿还了贷款和百分之十的利息，准备收回他的车。困惑不解的银行经理冒昧问俄罗斯商人：“请原谅，先生。你能告诉我你是真的很需要这一百美元吗？为了得到这笔钱，你不惜让豪华车在我们这里放置一年。” 俄罗斯人回答说："这很简单——只要大胆想想:在日内瓦，我上哪儿去找这么好的停车处，而且一年只需10美元？” A Car as Collateral A Russian businessman walks into a Swiss bank in Geneva and asks for a $100 loan. He offers his luxury Mercedes car as collateral. The collateral is too good, and the bank manager approves the loan. A year later, the Russian comes back. He repays the loan and the 10% interest and is ready to collect his car. Finally, the puzzled bank manager dares to ask him, “Excuse me, sir, could you tell me： did you really need that $ 100 so badly? In order to get the money, you left your luxury car with us for a whole year!” The Russian replied, “That’s simple—just think outside the box： where else in Geneva can I find such a great parking place for just $ 10 a year?’， |
